Mercer Smartpath is a unique superannuation option that adapts to where you are in your lifestage. Contact Mercer Super AU now to find out more.


Investments matched to your life stage

Mercer SmartPath does the thinking for you by adapting your investments to suit your life stage, balancing age and risk with ease.

It’s designed to help ensure a sustainable income for you when you retire – and that’s what superannuation is all about.

How it works

  • Mercer SmartPath automatically adjusts your level of risk and return to suit your stage of life, responding to changing market conditions with strategies devised by our investment professionals.
  • When you’re younger your super is invested to target growth, like shares.
  • As you approach retirement your strategy is adjusted to increase protection from market volatility and defend your super by investing in more defensive assets, like cash and term deposits.



Reap the benefits today and tomorrow

Mercer SmartPath supports you while you are working, as well as during your retirement years.

  • Mercer SmartPath will see you all the way through retirement with asset allocations changing right up to age 85
  • SmartPath takes full advantage of retirement tax concessions by investing more heavily in "tax-aware" strategies throughout your retirement years
  • SmartPath maintains a high allocation to growth assets after retirement because about two thirds of your retirement income comes from returns earned after you retire.

How to invest in Mercer SmartPath

  • Mercer SmartPath is our default option for many customers, so you may already be invested in it. If you’re not,  you can log in to your account and change your investment options at any time
  • You can switch back to other investment options at any time.

Investment performance

Find out how our investments are performing and read about the latest market updates in our investment performance reports.

Mercer SmartPath is an Australian registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.


Contact Mercer Super AU for all of your superannuation and financial planning queries.
Call us: 1800 682 525, +61 3 8306 0900

Pension: 1800 671 369, +61 3 8306 0906

8am - 7pm (AEST/AEDT), Monday - Friday

Mercer Super Australia has offices in Melbourne, Glen Waverley, Sydney, Paramatta, Canberra, Brisbane, Adelaide and Perth.

Write to us: Mercer Super Trust
GPO BOX 4303, Melbourne VIC 3001