Dads with their baby
Dads with their baby

COVID-19 FAQS: Insurance within super


1. Will COVID-19 affect my insurance?

COVID-19 has no impact on the existing Death or Total Permanent Disability insurance cover within your super.

2. I am about to make an insurance claim, will this be impacted by COVID-19?

COVID-19 has no impact on the existing Death or Total Permanent Disability insurance cover you hold. If you need to make a claim related to COVID-19, like any other claim, your claim will be assessed and you'll need to meet the eligibility requirements.  

3. My employer said they might need to temporarily shut down the business due to coronavirus. Would my Income Protection policy cover me for this?

Income Protection Insurance only covers you if you can’t work due to illness or injury, and you meet the usual terms of your policy.

If you are stood down, but you have not had an accident or are not ill, then you cannot make an Income Protection Insurance claim.

Latest information on COVID-19 

We’ve created a COVID-19 hub to help you navigate these uncertain times. Here you’ll find the latest information on the changes to super, market updates, FAQs and much more.


Contact Mercer Super AU for all of your superannuation and financial planning queries.

Mercer Super Trust: 1800 682 525, +61 3 8306 0900
Pension: 1800 671 369, +61 3 8306 0906

8am - 7pm (AEST/AEDT), Monday - Friday

Mercer Super Australia has offices in Melbourne, Glen Waverley, Sydney, Paramatta, Canberra, Brisbane, Adelaide and Perth.

Select your closest office location:

Wheelers Hill