Why join Mercer

Hassle free consolidation

It’s super easy to consolidate your other super accounts with Mercer and pay fewer fees. We’ll do all the leg work and find other super you may have. We’ll let you know what we find and help you sort it all out in less than 10 minutes over the phone – no paper or hassle.

Investment choice - take as little or as much control as you like

With Mercer you get choice. Let us do the hard work for you, or take control and choose from a range of carefully selected investment options to suit your needs.

Set your lifetime strategy with Mercer SmartPath®
 
If you prefer to leave it to us, you’ll be in safe hands. Mercer SmartPath® uses sophisticated thinking to continually match your investments to your life stage. When you’re younger, with years of working life ahead of you, we invest in more growth assets such as shares. As you get older, and retirement gets closer, we’ll focus more on defensive assets such as cash and term deposits.

Sit in the driver’s seat and invest in ASX 300 with Mercer Direct
 
If you want to be in control of your investments, you can. With Mercer Direct you’ll have access to the ASX 300, Exchange Traded Funds (ETFs) and term deposits – all within your super. You need to have a $20k balance to invest and meet other terms and conditions. This is available to some, not all plans in Mercer Super. Check your PDS to make sure you’ve got access to it.

Change your investments whenever you like
 
You can change your investment option online at any time and there are lots more to choose from, including socially responsible investment options.

Advice to help you set up your super right from the start

Make great decisions with great advice. You can get free limited advice about your super over the phone so give us a call and get your super sorted right from the start.

And if you take advantage of every opportunity to get ahead you might want to think about getting more detailed advice – speaking to a Mercer financial adviser today could make all the difference to your tomorrow.

We specialise in the stuff that matters - super, retirement, investment, tax strategies, aged care and estate planning – so whatever your financial position, your Mercer financial adviser can help you live the life you want today while building the future you deserve.

Before you start

Make sure you've:

• Read and understood the Financial Services Guide (FSG) and Product Disclosure Statement (PDS).
  Contact us on 1800 682 525 for the PDS for the Individual Section of Mercer Super, to be sent  to you via email or post.
• Read the 'What you need to know' section below
• Have your Tax File Number (TFN) handy.

It will only take a few minutes to complete and you'll be one step closer to making the most of your super.

If your employer offers a Mercer corporate plan, you don’t need to fill in this form. They’ll automatically open an account for you.

What you need to know

Joining the Mercer Super Trust

To invest in Mercer’s SmartSuper Plan, join the Individual section of the Corporate Superannuation Division of the Mercer Super Trust. You can open a Mercer Super account with just $1,000. 

After you've opened your account

You’ll receive a welcome letter and a Personal Identification Number (PIN). Use your PIN to log in to your account.

You can view and update these at any time:

• investment options
• insurance
• beneficiaries
• personal details
• communication preferences.

Financial advice

We advise you to seek professional advice from a licensed, or appropriately authorised financial adviser about your super. Call us on 1300 850 580.

Providing your tax file number (TFN)

You'll need to provide your TFN and provide consent for us to record and use it for the purposes set out in the TFN Collection Statement. If you don't wish to provide your TFN, you can still apply by completing a paper version of the application form.

Note that you may be taxed at the highest marginal tax rate if you don’t provide your TFN.